Bank Five Nine in Wisconsin vs the state
4.0%Denial rate-10.03 pts vs state
4.5%Decision denial rate-11.87 pts vs state
78.6%Origination rate+10.45 pts vs state
6.50%Median rate-0.13 pts vs state
0.17Rate spread (pts)+0.05 pts vs state
$112kMedian applicant income
1,245Loans originated
63Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 979 | 796 | 3.7% | 6.75% | #38 |
| 2024 | 1,409 | 1,139 | 3.5% | 6.75% | #33 |
| 2025 | 1,584 | 1,245 | 4.0% | 6.50% | #32 |
What Bank Five Nine lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Bank Five Nine applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 393 | 304 | 18 | 4.6% |
| Waukesha County | 305 | 241 | 6 | 2.0% |
| Racine County | 126 | 99 | 1 | 0.8% |
| Washington County | 118 | 94 | 5 | 4.2% |
| Kenosha County | 116 | 94 | 4 | 3.4% |
| Ozaukee County | 68 | 55 | 1 | 1.5% |
| Marathon County | 64 | 48 | 4 | 6.3% |
| Dane County | 41 | 31 | 2 | 4.9% |
| Dodge County | 35 | 27 | 2 | 5.7% |
| Outagamie County | 31 | 28 | 1 | 3.2% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,584 applications in 2025, of which 1,245 were originated and 63 denied.
4.0% of all applications, or 4.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Bank Five Nine originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Bank Five Nine's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology