Gateway First Bank in Arkansas vs the state
4.4%Denial rate-13.84 pts vs state
5.1%Decision denial rate-17.99 pts vs state
80.1%Origination rate+23.26 pts vs state
6.38%Median rate-0.25 pts vs state
0.09Rate spread (pts)-0.26 pts vs state
$113kMedian applicant income
350Loans originated
19Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 603 | 449 | 5.6% | 6.63% | #36 |
| 2024 | 378 | 271 | 6.6% | 6.63% | #63 |
| 2025 | 437 | 350 | 4.4% | 6.38% | #61 |
What Gateway First Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Gateway First Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 195 | 147 | 11 | 5.6% |
| Washington County | 118 | 99 | 4 | 3.4% |
| Pulaski County | 47 | 40 | 0 | 0.0% |
| Sebastian County | 13 | 9 | 1 | 7.7% |
| Faulkner County | 9 | 9 | 0 | 0.0% |
| Madison County | 8 | 8 | 0 | 0.0% |
| Lonoke County | 7 | 7 | 0 | 0.0% |
| Saline County | 6 | 6 | 0 | 0.0% |
| Carroll County | 6 | 5 | 0 | 0.0% |
| Ashley County | 3 | 2 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 437 applications in 2025, of which 350 were originated and 19 denied.
4.4% of all applications, or 5.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Gateway First Bank originated in Arkansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Gateway First Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology