Ark-La-Tex Financial Services, LLC. in Arkansas vs the state
1.5%Denial rate-16.68 pts vs state
2.1%Decision denial rate-21.04 pts vs state
70.4%Origination rate+13.58 pts vs state
6.50%Median rate-0.13 pts vs state
0.30Rate spread (pts)-0.05 pts vs state
$91kMedian applicant income
326Loans originated
7Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 237 | 147 | 2.5% | 6.99% | #83 |
| 2024 | 304 | 197 | 2.0% | 6.88% | #76 |
| 2025 | 463 | 326 | 1.5% | 6.50% | #56 |
What Ark-La-Tex Financial Services, LLC. lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garland County | 88 | 59 | 0 | 0.0% |
| Pulaski County | 71 | 35 | 1 | 1.4% |
| Benton County | 63 | 51 | 1 | 1.6% |
| Saline County | 50 | 33 | 0 | 0.0% |
| Craighead County | 49 | 34 | 2 | 4.1% |
| Washington County | 35 | 28 | 0 | 0.0% |
| Greene County | 24 | 22 | 0 | 0.0% |
| Baxter County | 9 | 7 | 0 | 0.0% |
| Poinsett County | 8 | 7 | 0 | 0.0% |
| Hot Spring County | 7 | 6 | 1 | 14.3% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 463 applications in 2025, of which 326 were originated and 7 denied.
1.5% of all applications, or 2.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology