Largest lenders in Poinsett County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Arvest Bank | C | 39 | 30 | 12.8% | 6.82% |
| 2 | Rocket Mortgage | C | 39 | 24 | 33.3% | 6.99% |
| 3 | Vanderbilt Mortgage and Finance | F | 39 | 7 | 23.1% | 9.75% |
| 4 | DAS Acquisition Company | B | 37 | 27 | 2.7% | 6.63% |
| 5 | First Financial Bank | B | 35 | 24 | 14.3% | 6.94% |
| 6 | Triad Financial Services | D | 28 | 1 | 50.0% | 8.58% |
| 7 | 21st Mortgage | F | 26 | 4 | 50.0% | 9.91% |
| 8 | Regions Bank | C | 25 | 15 | 20.0% | 7.38% |
| 9 | Southern Bank | A | 23 | 23 | 0.0% | 7.38% |
| 10 | Mortgage Research Center | C | 23 | 9 | 17.4% | 6.50% |
| 11 | Fairway Independent Mortgage | B | 22 | 15 | 4.6% | 6.13% |
| 12 | Southern Bancorp Bank | C | 20 | 18 | 0.0% | 7.50% |
| 13 | Firsttrust Home Loans | B | 17 | 16 | 0.0% | 6.75% |
| 14 | United Shore Financial Services | B | 16 | 7 | 25.0% | 6.13% |
| 15 | Simmons Bank | C | 16 | 9 | 25.0% | 6.38% |
| 16 | First Horizon Bank | B | 15 | 5 | 40.0% | 6.75% |
| 17 | Broker Solutions | D | 15 | 4 | 13.3% | 7.00% |
| 18 | Credit Human Federal Credit Union | D | 14 | 0 | 85.7% | — |
| 19 | Flat Branch Mortgage | A | 14 | 14 | 0.0% | 6.31% |
| 20 | Freedom Mortgage | B | 13 | 2 | 30.8% | 6.06% |
| 21 | AmeriSave Mortgage | D | 12 | 0 | 91.7% | — |
| 22 | Pennymac Loan Services | C | 11 | 6 | 9.1% | 6.44% |
| 23 | Cadence Bank | B | 11 | 4 | 9.1% | 7.13% |
| 24 | Centennial Bank | D | 11 | 5 | 27.3% | 6.63% |
| 25 | First Community Bank | C | 10 | 9 | 0.0% | 6.50% |
What Poinsett County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Poinsett County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 646 | 361 | 20.7% | 7.13% | $105,000 |
| 2024 | 720 | 397 | 22.4% | 7.00% | $105,000 |
| 2025 | 790 | 429 | 19.9% | 6.75% | $105,000 |
Frequently asked questions
19.9% of applications in Poinsett County were denied in 2025, against 18.2% statewide in Arkansas.
Arvest Bank, with 39 applications in 2025 and a denial rate of 12.8%.
The median mortgage application in Poinsett County in 2025 was for $105,000; the median property value on originated loans was $165,000.