Armstrong Bank in Arkansas vs the state
3.9%Denial rate-14.30 pts vs state
4.4%Decision denial rate-18.78 pts vs state
80.2%Origination rate+23.38 pts vs state
7.26%Median rate+0.63 pts vs state
0.25Rate spread (pts)-0.09 pts vs state
$112kMedian applicant income
227Loans originated
11Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 267 | 201 | 5.2% | 7.70% | #78 |
| 2024 | 170 | 136 | 4.7% | 8.00% | #112 |
| 2025 | 283 | 227 | 3.9% | 7.26% | #86 |
What Armstrong Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Armstrong Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sebastian County | 108 | 90 | 2 | 1.9% |
| Washington County | 73 | 60 | 4 | 5.5% |
| Benton County | 59 | 47 | 1 | 1.7% |
| Crawford County | 22 | 14 | 4 | 18.2% |
| Logan County | 5 | 5 | 0 | 0.0% |
| Madison County | 3 | 3 | 0 | 0.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Howard County | 2 | 1 | 0 | 0.0% |
| Pulaski County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 283 applications in 2025, of which 227 were originated and 11 denied.
3.9% of all applications, or 4.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Armstrong Bank originated in Arkansas in 2025 was 7.26%, against a statewide median of 6.63%.
About this data. Figures are Armstrong Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology