Dhi Mortgage Company in Arkansas vs the state
12.1%Denial rate-6.06 pts vs state
16.8%Decision denial rate-6.29 pts vs state
59.1%Origination rate+2.24 pts vs state
5.50%Median rate-1.13 pts vs state
-0.79Rate spread (pts)-1.13 pts vs state
$100kMedian applicant income
638Loans originated
131Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 334 | 228 | 5.1% | 6.00% | #65 |
| 2024 | 737 | 462 | 9.8% | 5.50% | #37 |
| 2025 | 1,080 | 638 | 12.1% | 5.50% | #26 |
What Dhi Mortgage Company lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 420 | 268 | 46 | 11.0% |
| Benton County | 305 | 157 | 34 | 11.1% |
| Craighead County | 114 | 69 | 19 | 16.7% |
| Pulaski County | 98 | 58 | 13 | 13.3% |
| Saline County | 79 | 47 | 7 | 8.9% |
| Faulkner County | 33 | 18 | 7 | 21.2% |
| White County | 22 | 17 | 1 | 4.5% |
| Greene County | 5 | 2 | 2 | 40.0% |
| Mississippi County | 2 | 1 | 1 | 50.0% |
| Lonoke County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,080 applications in 2025, of which 638 were originated and 131 denied.
12.1% of all applications, or 16.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Dhi Mortgage Company originated in Arkansas in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology