Lennar Mortgage · Arkansas · 2025

Lennar Mortgage in Arkansas: approval rate, denial rate and rates (2025)

Lennar Mortgage took 516 mortgage applications in Arkansas in 2025, ranking #48 of 802 lenders active in the state. It originated 70.5% of them and denied 16.3% (18.7% of the applications it decided), against a statewide denial rate of 18.2%.

516Applicationsin AR
18.7%Decision denial ratestate 23.1%
5.50%Median ratestate 6.63%
$215,000Median loanstate $165,000
$76MVolume11 counties

Lennar Mortgage in Arkansas vs the state

16.3%Denial rate-1.91 pts vs state
18.7%Decision denial rate-4.42 pts vs state
70.5%Origination rate+13.71 pts vs state
5.50%Median rate-1.13 pts vs state
-0.40Rate spread (pts)-0.74 pts vs state
$78kMedian applicant income
364Loans originated
84Denied

What Lennar Mortgage lends in Arkansas

By loan purpose

Home purchase 516 100% · 16.3% denied

By loan type

Conventional 205 40% · 13.7% denied
FHA 228 44% · 18.4% denied
VA 52 10% · 15.4% denied
USDA / RHS 31 6% · 19.4% denied

Why it denied Arkansas applicants

Debt-to-income ratio 41 49%
Credit history 15 18%
Unverifiable information 13 15%
Incomplete application 7 8%
Employment history 4 5%
Insufficient cash 4 5%

Where in Arkansas

Counties with the most Lennar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 19113329 15.2%
Washington County 1057020 19.0%
Pulaski County 594011 18.6%
Saline County 47414 8.5%
Faulkner County 37293 8.1%
Lonoke County 33229 27.3%
Craighead County 21125 23.8%
White County 1181 9.1%
Logan County 550 0.0%
Sebastian County 422 50.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 516 applications in 2025, of which 364 were originated and 84 denied.

16.3% of all applications, or 18.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Lennar Mortgage originated in Arkansas in 2025 was 5.50%, against a statewide median of 6.63%.

About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology