Fairway Independent Mortgage in South Carolina vs the state
5.2%Denial rate-13.11 pts vs state
6.4%Decision denial rate-17.06 pts vs state
75.0%Origination rate+18.39 pts vs state
6.75%Median rate+0.25 pts vs state
0.42Rate spread (pts)+0.20 pts vs state
$95kMedian applicant income
1,326Loans originated
92Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,298 | 1,631 | 6.7% | 6.75% | #22 |
| 2024 | 1,819 | 1,318 | 5.4% | 6.88% | #29 |
| 2025 | 1,768 | 1,326 | 5.2% | 6.75% | #34 |
What Fairway Independent Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 272 | 179 | 26 | 9.6% |
| Spartanburg County | 173 | 137 | 8 | 4.6% |
| Charleston County | 144 | 105 | 7 | 4.9% |
| Greenville County | 131 | 100 | 8 | 6.1% |
| Florence County | 123 | 98 | 4 | 3.3% |
| Berkeley County | 107 | 86 | 2 | 1.9% |
| Richland County | 80 | 57 | 6 | 7.5% |
| York County | 72 | 51 | 2 | 2.8% |
| Dorchester County | 70 | 54 | 3 | 4.3% |
| Greenwood County | 57 | 44 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,768 applications in 2025, of which 1,326 were originated and 92 denied.
5.2% of all applications, or 6.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Fairway Independent Mortgage originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology