Fifth Third Bank in South Carolina vs the state
19.3%Denial rate+0.94 pts vs state
24.1%Decision denial rate+0.65 pts vs state
59.1%Origination rate+2.50 pts vs state
6.50%Median rate0.00 pts vs state
0.09Rate spread (pts)-0.13 pts vs state
$149kMedian applicant income
863Loans originated
281Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 616 | 383 | 18.8% | 6.99% | #73 |
| 2024 | 983 | 596 | 17.6% | 6.63% | #52 |
| 2025 | 1,460 | 863 | 19.3% | 6.50% | #43 |
What Fifth Third Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 441 | 291 | 52 | 11.8% |
| Greenville County | 215 | 119 | 46 | 21.4% |
| Berkeley County | 166 | 116 | 26 | 15.7% |
| York County | 95 | 56 | 16 | 16.8% |
| Lancaster County | 85 | 36 | 32 | 37.6% |
| Spartanburg County | 68 | 32 | 18 | 26.5% |
| Dorchester County | 65 | 38 | 16 | 24.6% |
| Beaufort County | 58 | 30 | 13 | 22.4% |
| Horry County | 42 | 26 | 10 | 23.8% |
| Anderson County | 38 | 24 | 5 | 13.2% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,460 applications in 2025, of which 863 were originated and 281 denied.
19.3% of all applications, or 24.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Fifth Third Bank originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology