Regions Bank in South Carolina vs the state
32.8%Denial rate+14.46 pts vs state
36.8%Decision denial rate+13.33 pts vs state
48.6%Origination rate-7.98 pts vs state
6.00%Median rate-0.50 pts vs state
-0.07Rate spread (pts)-0.29 pts vs state
$105kMedian applicant income
604Loans originated
407Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,428 | 639 | 32.5% | 7.00% | #35 |
| 2024 | 1,373 | 637 | 35.5% | 6.99% | #39 |
| 2025 | 1,242 | 604 | 32.8% | 6.00% | #47 |
What Regions Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aiken County | 186 | 89 | 60 | 32.3% |
| Greenville County | 139 | 55 | 50 | 36.0% |
| Charleston County | 133 | 70 | 35 | 26.3% |
| Beaufort County | 101 | 53 | 34 | 33.7% |
| Richland County | 85 | 47 | 19 | 22.4% |
| Lexington County | 84 | 51 | 24 | 28.6% |
| York County | 61 | 34 | 13 | 21.3% |
| Berkeley County | 51 | 27 | 18 | 35.3% |
| Anderson County | 47 | 23 | 18 | 38.3% |
| Spartanburg County | 44 | 14 | 22 | 50.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,242 applications in 2025, of which 604 were originated and 407 denied.
32.8% of all applications, or 36.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Regions Bank originated in South Carolina in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology