Nationstar Mortgage in South Carolina vs the state
12.3%Denial rate-6.02 pts vs state
14.6%Decision denial rate-8.85 pts vs state
69.5%Origination rate+12.84 pts vs state
7.50%Median rate+1.00 pts vs state
1.66Rate spread (pts)+1.44 pts vs state
$94kMedian applicant income
1,255Loans originated
222Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,073 | 733 | 12.9% | 6.49% | #45 |
| 2024 | 1,489 | 1,007 | 13.0% | 7.25% | #37 |
| 2025 | 1,807 | 1,255 | 12.3% | 7.50% | #32 |
What Nationstar Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 222 | 161 | 22 | 9.9% |
| Horry County | 213 | 144 | 34 | 16.0% |
| Spartanburg County | 148 | 110 | 14 | 9.5% |
| Charleston County | 125 | 88 | 12 | 9.6% |
| Richland County | 124 | 77 | 18 | 14.5% |
| York County | 122 | 90 | 11 | 9.0% |
| Berkeley County | 109 | 75 | 14 | 12.8% |
| Lexington County | 102 | 72 | 17 | 16.7% |
| Dorchester County | 87 | 59 | 9 | 10.3% |
| Anderson County | 67 | 50 | 6 | 9.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,807 applications in 2025, of which 1,255 were originated and 222 denied.
12.3% of all applications, or 14.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Nationstar Mortgage originated in South Carolina in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology