Mutual of Omaha Mortgage in South Carolina vs the state
16.6%Denial rate-1.67 pts vs state
21.2%Decision denial rate-2.23 pts vs state
59.5%Origination rate+2.86 pts vs state
6.63%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.21 pts vs state
$74kMedian applicant income
672Loans originated
188Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 854 | 482 | 24.8% | 7.11% | #57 |
| 2024 | 912 | 561 | 18.0% | 6.75% | #58 |
| 2025 | 1,130 | 672 | 16.6% | 6.63% | #52 |
What Mutual of Omaha Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 134 | 84 | 23 | 17.2% |
| York County | 122 | 91 | 9 | 7.4% |
| Charleston County | 101 | 66 | 10 | 9.9% |
| Greenville County | 77 | 41 | 19 | 24.7% |
| Beaufort County | 69 | 53 | 6 | 8.7% |
| Berkeley County | 58 | 33 | 8 | 13.8% |
| Richland County | 55 | 21 | 16 | 29.1% |
| Spartanburg County | 55 | 34 | 9 | 16.4% |
| Dorchester County | 51 | 27 | 14 | 27.5% |
| Lancaster County | 50 | 32 | 7 | 14.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,130 applications in 2025, of which 672 were originated and 188 denied.
16.6% of all applications, or 21.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Mutual of Omaha Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology