CMG Mortgage · South Carolina · 2025

CMG Mortgage in South Carolina: approval rate, denial rate and rates (2025)

CMG Mortgage took 1,895 mortgage applications in South Carolina in 2025, ranking #31 of 1,143 lenders active in the state. It originated 66.7% of them and denied 6.1% (7.8% of the applications it decided), against a statewide denial rate of 18.3%.

1.9kApplicationsin SC
7.8%Decision denial ratestate 23.5%
6.63%Median ratestate 6.50%
$285,000Median loanstate $225,000
$420MVolume40 counties

CMG Mortgage in South Carolina vs the state

6.1%Denial rate-12.19 pts vs state
7.8%Decision denial rate-15.70 pts vs state
66.7%Origination rate+10.09 pts vs state
6.63%Median rate+0.13 pts vs state
0.22Rate spread (pts)0.00 pts vs state
$107kMedian applicant income
1,264Loans originated
116Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3759235.1%6.75%#37
20241,5331,0317.2%6.75%#35
20251,8951,2646.1%6.63%#31

What CMG Mortgage lends in South Carolina

By loan purpose

Home purchase 1,420 75% · 5.5% denied
Refinance 261 14% · 6.5% denied
Cash-out refinance 183 10% · 8.2% denied
Home improvement 2 0% · 0.0% denied
Other / HELOC 29 2% · 20.7% denied

By loan type

Conventional 1,183 62% · 5.8% denied
FHA 384 20% · 8.1% denied
VA 220 12% · 3.2% denied
USDA / RHS 108 6% · 9.3% denied

Why it denied South Carolina applicants

Debt-to-income ratio 41 35%
Other 24 21%
Credit history 23 20%
Unverifiable information 10 9%
Collateral 8 7%
Incomplete application 6 5%
Insufficient cash 2 2%
Mortgage insurance denied 1 1%
Employment history 1 1%

Where in South Carolina

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 43027021 4.9%
Berkeley County 20514116 7.8%
Richland County 19213413 6.8%
Horry County 16512112 7.3%
Dorchester County 15811111 7.0%
Lexington County 129972 1.6%
Florence County 955412 12.6%
York County 61455 8.2%
Greenville County 57313 5.3%
Beaufort County 48353 6.3%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 1,895 applications in 2025, of which 1,264 were originated and 116 denied.

6.1% of all applications, or 7.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans CMG Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology