Dhi Mortgage Company in Ohio vs the state
15.2%Denial rate-2.47 pts vs state
19.2%Decision denial rate-2.65 pts vs state
63.7%Origination rate+3.79 pts vs state
4.75%Median rate-2.13 pts vs state
-1.46Rate spread (pts)-1.85 pts vs state
$101kMedian applicant income
933Loans originated
223Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 982 | 800 | 5.8% | 5.50% | #74 |
| 2024 | 1,241 | 854 | 12.3% | 4.99% | #68 |
| 2025 | 1,465 | 933 | 15.2% | 4.75% | #63 |
What Dhi Mortgage Company lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 320 | 204 | 47 | 14.7% |
| Fairfield County | 238 | 148 | 43 | 18.1% |
| Clermont County | 146 | 88 | 29 | 19.9% |
| Madison County | 145 | 105 | 9 | 6.2% |
| Delaware County | 138 | 96 | 14 | 10.1% |
| Pickaway County | 88 | 58 | 16 | 18.2% |
| Greene County | 78 | 47 | 9 | 11.5% |
| Licking County | 78 | 57 | 9 | 11.5% |
| Logan County | 44 | 18 | 11 | 25.0% |
| Clinton County | 40 | 24 | 7 | 17.5% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,465 applications in 2025, of which 933 were originated and 223 denied.
15.2% of all applications, or 19.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Dhi Mortgage Company originated in Ohio in 2025 was 4.75%, against a statewide median of 6.88%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology