Lument Real Estate Capital in Ohio vs the state
2.8%Denial rate-14.91 pts vs state
3.2%Decision denial rate-18.66 pts vs state
80.6%Origination rate+20.66 pts vs state
5.87%Median rate-1.01 pts vs state
—Rate spread (pts)
—Median applicant income
29Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 29 | 0.0% | 0.06% | #453 |
| 2024 | 61 | 46 | 4.9% | 5.97% | #374 |
| 2025 | 36 | 29 | 2.8% | 5.87% | #449 |
What Lument Real Estate Capital lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Lument Real Estate Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 10 | 9 | 0 | 0.0% |
| Franklin County | 10 | 10 | 0 | 0.0% |
| Hamilton County | 6 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Lorain County | 2 | 2 | 0 | 0.0% |
| Richland County | 1 | 0 | 1 | 100.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Highland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 36 applications in 2025, of which 29 were originated and 1 denied.
2.8% of all applications, or 3.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Lument Real Estate Capital originated in Ohio in 2025 was 5.87%, against a statewide median of 6.88%.
About this data. Figures are Lument Real Estate Capital's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology