Delmar Financial in Missouri vs the state
1.4%Denial rate-13.70 pts vs state
1.5%Decision denial rate-17.16 pts vs state
77.8%Origination rate+15.14 pts vs state
6.63%Median rate0.00 pts vs state
0.25Rate spread (pts)-0.10 pts vs state
$115kMedian applicant income
680Loans originated
12Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 612 | 436 | 2.5% | 7.00% | #64 |
| 2024 | 793 | 591 | 1.4% | 6.75% | #60 |
| 2025 | 874 | 680 | 1.4% | 6.63% | #61 |
What Delmar Financial lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Delmar Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 339 | 268 | 6 | 1.8% |
| St. Charles County | 174 | 141 | 3 | 1.7% |
| St. Louis city | 133 | 98 | 1 | 0.8% |
| Jackson County | 39 | 23 | 1 | 2.6% |
| Jefferson County | 36 | 28 | 1 | 2.8% |
| Cape Girardeau County | 31 | 25 | 0 | 0.0% |
| Warren County | 14 | 9 | 0 | 0.0% |
| Lincoln County | 13 | 12 | 0 | 0.0% |
| Franklin County | 11 | 10 | 0 | 0.0% |
| Clay County | 11 | 8 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 874 applications in 2025, of which 680 were originated and 12 denied.
1.4% of all applications, or 1.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Delmar Financial originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Delmar Financial's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology