JPMorgan Chase Bank in Missouri vs the state
11.2%Denial rate-3.92 pts vs state
15.8%Decision denial rate-2.89 pts vs state
57.9%Origination rate-4.81 pts vs state
6.50%Median rate-0.13 pts vs state
0.14Rate spread (pts)-0.21 pts vs state
$115kMedian applicant income
752Loans originated
145Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 849 | 570 | 8.8% | 6.75% | #53 |
| 2024 | 1,166 | 732 | 9.9% | 6.56% | #40 |
| 2025 | 1,300 | 752 | 11.2% | 6.50% | #41 |
What JPMorgan Chase Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 388 | 224 | 39 | 10.1% |
| Jackson County | 211 | 128 | 21 | 10.0% |
| St. Charles County | 140 | 84 | 11 | 7.9% |
| St. Louis city | 108 | 62 | 14 | 13.0% |
| Clay County | 55 | 35 | 7 | 12.7% |
| Jefferson County | 46 | 25 | 4 | 8.7% |
| Greene County | 46 | 30 | 2 | 4.3% |
| Boone County | 24 | 15 | 0 | 0.0% |
| Platte County | 24 | 14 | 2 | 8.3% |
| Cass County | 20 | 11 | 2 | 10.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 1,300 applications in 2025, of which 752 were originated and 145 denied.
11.2% of all applications, or 15.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans JPMorgan Chase Bank originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology