Wells Fargo Bank in Missouri vs the state
17.0%Denial rate+1.89 pts vs state
25.0%Decision denial rate+6.25 pts vs state
50.8%Origination rate-11.91 pts vs state
6.38%Median rate-0.25 pts vs state
0.11Rate spread (pts)-0.24 pts vs state
$102kMedian applicant income
371Loans originated
124Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,104 | 551 | 22.8% | 6.25% | #37 |
| 2024 | 745 | 367 | 21.7% | 6.50% | #64 |
| 2025 | 731 | 371 | 17.0% | 6.38% | #70 |
What Wells Fargo Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 151 | 90 | 20 | 13.2% |
| Jackson County | 103 | 43 | 23 | 22.3% |
| St. Charles County | 82 | 44 | 12 | 14.6% |
| Clay County | 51 | 20 | 11 | 21.6% |
| St. Louis city | 44 | 18 | 10 | 22.7% |
| Jefferson County | 33 | 20 | 3 | 9.1% |
| Greene County | 27 | 9 | 5 | 18.5% |
| Boone County | 24 | 12 | 5 | 20.8% |
| Christian County | 22 | 14 | 2 | 9.1% |
| Platte County | 15 | 6 | 3 | 20.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 731 applications in 2025, of which 371 were originated and 124 denied.
17.0% of all applications, or 25.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Wells Fargo Bank originated in Missouri in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology