Broker Solutions in North Carolina vs the state
9.1%Denial rate-8.99 pts vs state
20.6%Decision denial rate-2.22 pts vs state
34.4%Origination rate-23.42 pts vs state
6.75%Median rate+0.25 pts vs state
0.73Rate spread (pts)+0.65 pts vs state
$78kMedian applicant income
1,619Loans originated
427Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,459 | 977 | 8.8% | 6.75% | #34 |
| 2024 | 3,717 | 1,276 | 11.6% | 6.75% | #28 |
| 2025 | 4,708 | 1,619 | 9.1% | 6.75% | #23 |
What Broker Solutions lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 469 | 168 | 41 | 8.7% |
| Wake County | 342 | 103 | 30 | 8.8% |
| Guilford County | 216 | 73 | 24 | 11.1% |
| Cumberland County | 215 | 82 | 19 | 8.8% |
| Gaston County | 156 | 56 | 14 | 9.0% |
| Forsyth County | 146 | 49 | 11 | 7.5% |
| Johnston County | 145 | 38 | 20 | 13.8% |
| Union County | 144 | 59 | 10 | 6.9% |
| Cabarrus County | 138 | 55 | 9 | 6.5% |
| Durham County | 121 | 41 | 16 | 13.2% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 4,708 applications in 2025, of which 1,619 were originated and 427 denied.
9.1% of all applications, or 20.6% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Broker Solutions originated in North Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology