Lennar Mortgage in North Carolina vs the state
8.7%Denial rate-9.32 pts vs state
9.9%Decision denial rate-12.94 pts vs state
79.5%Origination rate+21.68 pts vs state
5.38%Median rate-1.13 pts vs state
-0.40Rate spread (pts)-0.49 pts vs state
$132kMedian applicant income
2,756Loans originated
303Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,256 | 2,205 | 6.5% | 6.25% | #27 |
| 2024 | 3,687 | 2,823 | 9.2% | 6.13% | #29 |
| 2025 | 3,467 | 2,756 | 8.7% | 5.38% | #31 |
What Lennar Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 1,416 | 1,143 | 113 | 8.0% |
| Durham County | 467 | 381 | 38 | 8.1% |
| Johnston County | 312 | 255 | 38 | 12.2% |
| Brunswick County | 263 | 194 | 16 | 6.1% |
| Gaston County | 180 | 125 | 24 | 13.3% |
| Forsyth County | 175 | 138 | 10 | 5.7% |
| Iredell County | 162 | 122 | 13 | 8.0% |
| Catawba County | 128 | 104 | 12 | 9.4% |
| Alamance County | 111 | 93 | 9 | 8.1% |
| Harnett County | 75 | 52 | 17 | 22.7% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 3,467 applications in 2025, of which 2,756 were originated and 303 denied.
8.7% of all applications, or 9.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Lennar Mortgage originated in North Carolina in 2025 was 5.38%, against a statewide median of 6.50%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology