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Brunswick County, North Carolina · 2025

Mortgage lenders in Brunswick County, NC: denial rates and top lenders (2025)

505 lenders acted on 13,285 mortgage applications for properties in Brunswick County in 2025. 15.5% were denied (North Carolina: 18.1%). Median rate on closed loans 6.50%; median loan $245,000; median property value $395,000.

13kApplications
15.5%Denial ratestate 18.1%
6.50%Median ratestate 6.50%
$245,000Median loan
$395,000Median property value

Largest lenders in Brunswick County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 State Employees' C 860510 22.9%6.15%
2 Dhi Mortgage Company B 807528 15.2%5.13%
3 Rocket Mortgage C 680505 12.4%6.75%
4 Truist Bank C 467264 27.4%6.49%
5 First National Bank of Pennsylvania B 400300 15.0%6.50%
6 Vanderbilt Mortgage and Finance F 393113 33.6%6.00%
7 NVR Mortgage Finance B 387263 13.4%6.25%
8 Corning Credit Union A 353263 11.9%6.25%
9 United Shore Financial Services B 348236 14.1%6.13%
10 First-Citizens Bank & Trust B 297211 19.9%6.49%
11 Bank of America F 286146 25.9%6.24%
12 Lennar Mortgage A 263194 6.1%6.75%
13 Freedom Mortgage B 23189 4.3%6.00%
14 Guaranteed Rate B 220138 3.6%6.63%
15 Newrez D 214115 10.3%6.63%
16 Navy Federal Credit Union D 210102 21.9%7.06%
17 Pennymac Loan Services C 203105 8.4%6.12%
18 Crosscountry Mortgage B 199137 2.5%6.58%
19 Mortgage Research Center C 19590 21.5%6.25%
20 21st Mortgage F 18236 40.1%9.47%
21 Pulte Mortgage A 163116 8.6%6.13%
22 First Bank C 149117 13.4%6.62%
23 Movement Mortgage A 146102 4.1%6.63%
24 Atlantic Bay Mortgage Group A 140123 0.7%6.63%
25 PNC Bank D 13372 26.3%7.10%

Best approval odds in Brunswick County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Loansteady500.0%
2Alcova Mortgage530.0%
3Atlantic Bay Mortgage Group1240.8%
4Integrity Home Mortgage681.5%
5Jet Homeloans1071.9%
6Crosscountry Mortgage1443.5%
7Nationstar Mortgage684.4%
8Movement Mortgage1264.8%
9Lower595.1%
10Guaranteed Rate1495.4%

What Brunswick County borrowers applied for

By loan purpose

Home purchase 7,551 57% · 10.8% denied
Refinance 1,784 13% · 13.9% denied
Cash-out refinance 1,577 12% · 18.9% denied
Home improvement 1,020 8% · 28.1% denied
Other / HELOC 1,353 10% · 30.4% denied

By loan type

Conventional 10,036 76% · 16.3% denied
FHA 1,806 14% · 15.2% denied
VA 1,370 10% · 9.6% denied
USDA / RHS 73 1% · 19.2% denied

Why applications were denied

Debt-to-income ratio 815 40%
Credit history 468 23%
Collateral 253 12%
Incomplete application 198 10%
Other 129 6%
Unverifiable information 105 5%
Insufficient cash 63 3%
Employment history 26 1%

Brunswick County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202311,0996,74017.2%6.72%$225,000
202411,3736,90217.4%6.75%$235,000
202513,2858,19415.5%6.50%$245,000

Frequently asked questions

15.5% of applications in Brunswick County were denied in 2025, against 18.1% statewide in North Carolina.

State Employees', with 860 applications in 2025 and a denial rate of 22.9%.

The median mortgage application in Brunswick County in 2025 was for $245,000; the median property value on originated loans was $395,000.