Jet Homeloans in North Carolina vs the state
1.0%Denial rate-17.06 pts vs state
1.2%Decision denial rate-21.59 pts vs state
78.3%Origination rate+20.53 pts vs state
4.99%Median rate-1.51 pts vs state
-1.01Rate spread (pts)-1.09 pts vs state
$102kMedian applicant income
785Loans originated
10Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 659 | 518 | 2.1% | 5.99% | #103 |
| 2024 | 357 | 310 | 0.6% | 5.99% | #158 |
| 2025 | 1,002 | 785 | 1.0% | 4.99% | #86 |
What Jet Homeloans lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Jet Homeloans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hoke County | 199 | 164 | 3 | 1.5% |
| Wake County | 181 | 126 | 2 | 1.1% |
| Brunswick County | 130 | 104 | 2 | 1.5% |
| Harnett County | 113 | 99 | 0 | 0.0% |
| Onslow County | 108 | 88 | 1 | 0.9% |
| Union County | 99 | 76 | 1 | 1.0% |
| Cumberland County | 78 | 58 | 1 | 1.3% |
| Forsyth County | 25 | 19 | 0 | 0.0% |
| Mecklenburg County | 17 | 13 | 0 | 0.0% |
| Moore County | 16 | 13 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 1,002 applications in 2025, of which 785 were originated and 10 denied.
1.0% of all applications, or 1.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Jet Homeloans originated in North Carolina in 2025 was 4.99%, against a statewide median of 6.50%.
About this data. Figures are Jet Homeloans's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology