Corning Credit Union in North Carolina vs the state
13.1%Denial rate-4.97 pts vs state
14.2%Decision denial rate-8.62 pts vs state
72.1%Origination rate+14.28 pts vs state
6.31%Median rate-0.19 pts vs state
-0.05Rate spread (pts)-0.13 pts vs state
$120kMedian applicant income
1,002Loans originated
182Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,271 | 863 | 16.0% | 7.13% | #68 |
| 2024 | 1,189 | 821 | 15.6% | 6.89% | #71 |
| 2025 | 1,390 | 1,002 | 13.1% | 6.31% | #69 |
What Corning Credit Union lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Corning Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Hanover County | 659 | 470 | 83 | 12.6% |
| Brunswick County | 353 | 263 | 42 | 11.9% |
| Pender County | 169 | 121 | 28 | 16.6% |
| Wake County | 29 | 26 | 1 | 3.4% |
| Mecklenburg County | 22 | 12 | 4 | 18.2% |
| Columbus County | 21 | 13 | 7 | 33.3% |
| Onslow County | 19 | 12 | 7 | 36.8% |
| Guilford County | 10 | 7 | 0 | 0.0% |
| Union County | 9 | 8 | 0 | 0.0% |
| Lincoln County | 8 | 4 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 1,390 applications in 2025, of which 1,002 were originated and 182 denied.
13.1% of all applications, or 14.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Corning Credit Union originated in North Carolina in 2025 was 6.31%, against a statewide median of 6.50%.
About this data. Figures are Corning Credit Union's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology