Pgim Real Estate Agency Financing in North Carolina vs the state
0.0%Denial rate-18.06 pts vs state
0.0%Decision denial rate-22.82 pts vs state
94.4%Origination rate+36.63 pts vs state
5.34%Median rate-1.16 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
0Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 16 | 0.0% | 7.39% | #522 |
| 2024 | 16 | 6 | 0.0% | 5.63% | #541 |
| 2025 | 18 | 17 | 0.0% | 5.34% | #542 |
What Pgim Real Estate Agency Financing lends in North Carolina
By loan purpose
By loan type
Where in North Carolina
Counties with the most Pgim Real Estate Agency Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 8 | 8 | 0 | 0.0% |
| Wake County | 4 | 4 | 0 | 0.0% |
| Gaston County | 1 | 1 | 0 | 0.0% |
| Iredell County | 1 | 1 | 0 | 0.0% |
| Johnston County | 1 | 1 | 0 | 0.0% |
| Pitt County | 1 | 0 | 0 | 0.0% |
| Guilford County | 1 | 1 | 0 | 0.0% |
| Durham County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 18 applications in 2025, of which 17 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Pgim Real Estate Agency Financing originated in North Carolina in 2025 was 5.34%, against a statewide median of 6.50%.
About this data. Figures are Pgim Real Estate Agency Financing's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology