The Loan Store in Arizona vs the state
9.8%Denial rate-6.39 pts vs state
10.8%Decision denial rate-9.59 pts vs state
70.5%Origination rate+11.02 pts vs state
6.88%Median rate+0.38 pts vs state
0.45Rate spread (pts)+0.23 pts vs state
$132kMedian applicant income
2,579Loans originated
360Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 717 | 464 | 10.6% | 6.93% | #78 |
| 2024 | 2,399 | 1,571 | 11.6% | 6.99% | #31 |
| 2025 | 3,658 | 2,579 | 9.8% | 6.88% | #20 |
What The Loan Store lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 2,238 | 1,554 | 237 | 10.6% |
| Pima County | 456 | 326 | 39 | 8.6% |
| Pinal County | 270 | 208 | 19 | 7.0% |
| Mohave County | 162 | 123 | 9 | 5.6% |
| Yavapai County | 147 | 103 | 16 | 10.9% |
| Coconino County | 81 | 56 | 14 | 17.3% |
| Navajo County | 75 | 55 | 4 | 5.3% |
| Santa Cruz County | 63 | 45 | 5 | 7.9% |
| Cochise County | 45 | 35 | 3 | 6.7% |
| Yuma County | 44 | 23 | 7 | 15.9% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 3,658 applications in 2025, of which 2,579 were originated and 360 denied.
9.8% of all applications, or 10.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans The Loan Store originated in Arizona in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology