Moria Development in Arizona vs the state
1.6%Denial rate-14.66 pts vs state
2.1%Decision denial rate-18.31 pts vs state
72.3%Origination rate+12.83 pts vs state
6.75%Median rate+0.25 pts vs state
0.47Rate spread (pts)+0.25 pts vs state
$117kMedian applicant income
828Loans originated
18Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 970 | 700 | 3.1% | 6.88% | #66 |
| 2024 | 1,077 | 787 | 2.6% | 6.88% | #63 |
| 2025 | 1,145 | 828 | 1.6% | 6.75% | #63 |
What Moria Development lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Moria Development applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 464 | 329 | 5 | 1.1% |
| Pima County | 402 | 302 | 5 | 1.2% |
| Pinal County | 85 | 57 | 4 | 4.7% |
| Yavapai County | 71 | 50 | 2 | 2.8% |
| Coconino County | 47 | 33 | 0 | 0.0% |
| Santa Cruz County | 34 | 25 | 1 | 2.9% |
| Cochise County | 12 | 8 | 0 | 0.0% |
| Mohave County | 9 | 6 | 0 | 0.0% |
| Navajo County | 9 | 8 | 1 | 11.1% |
| Gila County | 7 | 7 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,145 applications in 2025, of which 828 were originated and 18 denied.
1.6% of all applications, or 2.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Moria Development originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Moria Development's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology