Movement Mortgage · Arizona · 2025

Movement Mortgage in Arizona: approval rate, denial rate and rates (2025)

Movement Mortgage took 1,264 mortgage applications in Arizona in 2025, ranking #53 of 1,082 lenders active in the state. It originated 69.2% of them and denied 3.4% (4.1% of the applications it decided), against a statewide denial rate of 16.2%.

1.3kApplicationsin AZ
4.1%Decision denial ratestate 20.4%
6.75%Median ratestate 6.50%
$345,000Median loanstate $275,000
$328MVolume14 counties

Movement Mortgage in Arizona vs the state

3.4%Denial rate-12.83 pts vs state
4.1%Decision denial rate-16.29 pts vs state
69.2%Origination rate+9.67 pts vs state
6.75%Median rate+0.25 pts vs state
0.43Rate spread (pts)+0.21 pts vs state
$117kMedian applicant income
874Loans originated
43Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,1167165.5%6.75%#57
20241,3328586.1%6.75%#53
20251,2648743.4%6.75%#53

What Movement Mortgage lends in Arizona

By loan purpose

Home purchase 896 71% · 2.6% denied
Refinance 185 15% · 4.3% denied
Cash-out refinance 126 10% · 4.0% denied
Home improvement 22 2% · 18.2% denied
Other / HELOC 35 3% · 8.6% denied

By loan type

Conventional 895 71% · 3.4% denied
FHA 270 21% · 3.3% denied
VA 99 8% · 4.0% denied

Why it denied Arizona applicants

Debt-to-income ratio 10 23%
Collateral 8 19%
Other 7 16%
Unverifiable information 6 14%
Credit history 4 9%
Incomplete application 4 9%
Employment history 3 7%
Insufficient cash 1 2%

Where in Arizona

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 82757421 2.5%
Pima County 1621149 5.6%
Pinal County 110745 4.5%
Yavapai County 62392 3.2%
Mohave County 41292 4.9%
Gila County 15110 0.0%
Coconino County 1161 9.1%
Navajo County 1180 0.0%
Cochise County 1091 10.0%
Santa Cruz County 842 25.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 1,264 applications in 2025, of which 874 were originated and 43 denied.

3.4% of all applications, or 4.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Movement Mortgage originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology