Crosscountry Mortgage in Rhode Island vs the state
7.4%Denial rate-11.27 pts vs state
10.2%Decision denial rate-13.00 pts vs state
63.8%Origination rate+4.03 pts vs state
6.75%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.19 pts vs state
$127kMedian applicant income
206Loans originated
24Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 267 | 170 | 3.4% | 7.00% | #33 |
| 2024 | 314 | 220 | 5.4% | 6.75% | #31 |
| 2025 | 323 | 206 | 7.4% | 6.75% | #32 |
What Crosscountry Mortgage lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 172 | 105 | 16 | 9.3% |
| Kent County | 66 | 37 | 4 | 6.1% |
| Washington County | 53 | 40 | 2 | 3.8% |
| Newport County | 22 | 16 | 2 | 9.1% |
| Bristol County | 10 | 8 | 0 | 0.0% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 323 applications in 2025, of which 206 were originated and 24 denied.
7.4% of all applications, or 10.2% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans Crosscountry Mortgage originated in Rhode Island in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology