Fall River Five Cents Savings Bank in Rhode Island vs the state
9.6%Denial rate-9.13 pts vs state
11.2%Decision denial rate-11.98 pts vs state
75.7%Origination rate+15.90 pts vs state
6.63%Median rate-0.13 pts vs state
-0.06Rate spread (pts)-0.25 pts vs state
$127kMedian applicant income
261Loans originated
33Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 151 | 113 | 12.6% | 7.00% | #46 |
| 2024 | 197 | 150 | 12.7% | 6.88% | #46 |
| 2025 | 345 | 261 | 9.6% | 6.63% | #30 |
What Fall River Five Cents Savings Bank lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most Fall River Five Cents Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 192 | 148 | 20 | 10.4% |
| Kent County | 66 | 49 | 5 | 7.6% |
| Washington County | 36 | 26 | 5 | 13.9% |
| Newport County | 32 | 25 | 1 | 3.1% |
| Bristol County | 19 | 13 | 2 | 10.5% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 345 applications in 2025, of which 261 were originated and 33 denied.
9.6% of all applications, or 11.2% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans Fall River Five Cents Savings Bank originated in Rhode Island in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Fall River Five Cents Savings Bank's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology