JPMorgan Chase Bank in Rhode Island vs the state
9.5%Denial rate-9.20 pts vs state
13.3%Decision denial rate-9.88 pts vs state
59.9%Origination rate+0.17 pts vs state
6.38%Median rate-0.38 pts vs state
-0.03Rate spread (pts)-0.21 pts vs state
$160kMedian applicant income
145Loans originated
23Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 86 | 7.2% | 6.88% | #51 |
| 2024 | 170 | 111 | 8.2% | 6.63% | #48 |
| 2025 | 242 | 145 | 9.5% | 6.38% | #43 |
What JPMorgan Chase Bank lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 112 | 61 | 8 | 7.1% |
| Washington County | 42 | 28 | 3 | 7.1% |
| Newport County | 31 | 21 | 1 | 3.2% |
| Kent County | 31 | 20 | 5 | 16.1% |
| Bristol County | 26 | 15 | 6 | 23.1% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 242 applications in 2025, of which 145 were originated and 23 denied.
9.5% of all applications, or 13.3% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans JPMorgan Chase Bank originated in Rhode Island in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology