Bristol County Savings Bank in Rhode Island vs the state
10.1%Denial rate-8.61 pts vs state
11.5%Decision denial rate-11.71 pts vs state
77.1%Origination rate+17.31 pts vs state
6.50%Median rate-0.25 pts vs state
0.20Rate spread (pts)+0.01 pts vs state
$133kMedian applicant income
84Loans originated
11Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 54 | 18.8% | 6.13% | #71 |
| 2024 | 92 | 73 | 16.3% | 6.75% | #65 |
| 2025 | 109 | 84 | 10.1% | 6.50% | #67 |
What Bristol County Savings Bank lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most Bristol County Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 76 | 54 | 11 | 14.5% |
| Newport County | 10 | 8 | 0 | 0.0% |
| Kent County | 9 | 8 | 0 | 0.0% |
| Bristol County | 8 | 8 | 0 | 0.0% |
| Washington County | 6 | 6 | 0 | 0.0% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 109 applications in 2025, of which 84 were originated and 11 denied.
10.1% of all applications, or 11.5% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans Bristol County Savings Bank originated in Rhode Island in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Bristol County Savings Bank's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology