American Neighborhood Mortgage Acceptance Company · Rhode Island · 2025

American Neighborhood Mortgage Acceptance Company in Rhode Island: approval rate, denial rate and rates (2025)

American Neighborhood Mortgage Acceptance Company took 488 mortgage applications in Rhode Island in 2025, ranking #25 of 453 lenders active in the state. It originated 68.4% of them and denied 3.9% (5.4% of the applications it decided), against a statewide denial rate of 18.7%.

488Applicationsin RI
5.4%Decision denial ratestate 23.2%
6.63%Median ratestate 6.75%
$405,000Median loanstate $255,000
$141MVolume5 counties

American Neighborhood Mortgage Acceptance Company in Rhode Island vs the state

3.9%Denial rate-14.81 pts vs state
5.4%Decision denial rate-17.80 pts vs state
68.4%Origination rate+8.69 pts vs state
6.63%Median rate-0.13 pts vs state
0.60Rate spread (pts)+0.41 pts vs state
$117kMedian applicant income
334Loans originated
19Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024114882.6%6.63%#59
20254883343.9%6.63%#25

What American Neighborhood Mortgage Acceptance Company lends in Rhode Island

By loan purpose

Home purchase 449 92% · 4.0% denied
Refinance 13 3% · 7.7% denied
Cash-out refinance 24 5% · 0.0% denied
Home improvement 2 0% · 0.0% denied

By loan type

Conventional 290 59% · 4.5% denied
FHA 162 33% · 3.7% denied
VA 36 7% · 0.0% denied

Why it denied Rhode Island applicants

Debt-to-income ratio 7 37%
Collateral 6 32%
Credit history 4 21%
Employment history 1 5%
Other 1 5%

Where in Rhode Island

Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 25917513 5.0%
Kent County 1471054 2.7%
Washington County 48351 2.1%
Newport County 18100 0.0%
Bristol County 1691 6.3%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 488 applications in 2025, of which 334 were originated and 19 denied.

3.9% of all applications, or 5.4% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Rhode Island in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology