Amerihome Mortgage Company · Rhode Island · 2025

Amerihome Mortgage Company in Rhode Island: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 29 mortgage applications in Rhode Island in 2025, ranking #128 of 453 lenders active in the state. It originated 48.3% of them and denied 6.9% (11.8% of the applications it decided), against a statewide denial rate of 18.7%.

29Applicationsin RI
11.8%Decision denial ratestate 23.2%
6.19%Median ratestate 6.75%
$425,000Median loanstate $255,000
$5.4MVolume4 counties

Amerihome Mortgage Company in Rhode Island vs the state

6.9%Denial rate-11.80 pts vs state
11.8%Decision denial rate-11.41 pts vs state
48.3%Origination rate-11.47 pts vs state
6.19%Median rate-0.56 pts vs state
0.26Rate spread (pts)+0.07 pts vs state
$105kMedian applicant income
14Loans originated
2Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239233.3%7.19%#179
20246216.7%6.38%#220
202529146.9%6.19%#128

What Amerihome Mortgage Company lends in Rhode Island

By loan purpose

Home purchase 4 14% · 25.0% denied
Refinance 22 76% · 4.6% denied
Cash-out refinance 3 10% · 0.0% denied

By loan type

Conventional 4 14% · 0.0% denied
FHA 25 86% · 8.0% denied

Why it denied Rhode Island applicants

Unverifiable information 1 50%
Insufficient cash 1 50%

Where in Rhode Island

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 22102 9.1%
Kent County 320 0.0%
Washington County 210 0.0%
Newport County 210 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 29 applications in 2025, of which 14 were originated and 2 denied.

6.9% of all applications, or 11.8% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans Amerihome Mortgage Company originated in Rhode Island in 2025 was 6.19%, against a statewide median of 6.75%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology