Lakeview Loan Servicing · Rhode Island · 2025

Lakeview Loan Servicing in Rhode Island: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 248 mortgage applications in Rhode Island in 2025, ranking #42 of 453 lenders active in the state. It originated 27.8% of them and denied 44.4% (50.9% of the applications it decided), against a statewide denial rate of 18.7%.

248Applicationsin RI
50.9%Decision denial ratestate 23.2%
6.50%Median ratestate 6.75%
$315,000Median loanstate $255,000
$19MVolume5 counties

Lakeview Loan Servicing in Rhode Island vs the state

44.4%Denial rate+25.65 pts vs state
50.9%Decision denial rate+27.76 pts vs state
27.8%Origination rate-31.93 pts vs state
6.50%Median rate-0.25 pts vs state
0.35Rate spread (pts)+0.17 pts vs state
$114kMedian applicant income
69Loans originated
110Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023972650.5%6.13%#60
20242035351.2%6.75%#45
20252486944.4%6.50%#42

What Lakeview Loan Servicing lends in Rhode Island

By loan purpose

Home purchase 8 3% · 25.0% denied
Refinance 105 42% · 37.1% denied
Cash-out refinance 58 23% · 44.8% denied
Other / HELOC 77 31% · 55.8% denied

By loan type

Conventional 124 50% · 49.2% denied
FHA 103 42% · 41.8% denied
VA 21 8% · 28.6% denied

Why it denied Rhode Island applicants

Incomplete application 69 63%
Debt-to-income ratio 18 16%
Credit history 16 15%
Collateral 5 5%
Other 2 2%

Where in Rhode Island

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 1383463 45.7%
Kent County 561824 42.9%
Washington County 311011 35.5%
Newport County 1346 46.2%
Bristol County 1036 60.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 248 applications in 2025, of which 69 were originated and 110 denied.

44.4% of all applications, or 50.9% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans Lakeview Loan Servicing originated in Rhode Island in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology