Primelending, a Plainscapital in Rhode Island vs the state
11.8%Denial rate-6.87 pts vs state
13.9%Decision denial rate-9.25 pts vs state
72.0%Origination rate+12.29 pts vs state
6.63%Median rate-0.13 pts vs state
0.31Rate spread (pts)+0.12 pts vs state
$128kMedian applicant income
67Loans originated
11Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 33.3% | 6.63% | #219 |
| 2024 | 11 | 6 | 0.0% | 7.12% | #174 |
| 2025 | 93 | 67 | 11.8% | 6.63% | #72 |
What Primelending, a Plainscapital lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 40 | 29 | 4 | 10.0% |
| Kent County | 28 | 21 | 3 | 10.7% |
| Washington County | 18 | 12 | 3 | 16.7% |
| Newport County | 5 | 3 | 1 | 20.0% |
| Bristol County | 2 | 2 | 0 | 0.0% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 93 applications in 2025, of which 67 were originated and 11 denied.
11.8% of all applications, or 13.9% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans Primelending, a Plainscapital originated in Rhode Island in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology