Carrington Mortgage Services in Mississippi vs the state
48.5%Denial rate+25.60 pts vs state
57.5%Decision denial rate+29.05 pts vs state
27.4%Origination rate-25.44 pts vs state
6.56%Median rate-0.19 pts vs state
0.76Rate spread (pts)+0.43 pts vs state
$73kMedian applicant income
130Loans originated
230Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 403 | 99 | 52.6% | 6.50% | #47 |
| 2024 | 374 | 109 | 47.3% | 6.50% | #51 |
| 2025 | 474 | 130 | 48.5% | 6.56% | #40 |
What Carrington Mortgage Services lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 91 | 28 | 45 | 49.5% |
| Hinds County | 51 | 13 | 27 | 52.9% |
| Harrison County | 35 | 10 | 20 | 57.1% |
| Rankin County | 28 | 11 | 9 | 32.1% |
| Jackson County | 21 | 7 | 5 | 23.8% |
| Madison County | 19 | 5 | 9 | 47.4% |
| Pearl River County | 17 | 5 | 7 | 41.2% |
| Lee County | 16 | 4 | 8 | 50.0% |
| Forrest County | 15 | 6 | 5 | 33.3% |
| Hancock County | 15 | 4 | 10 | 66.7% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 474 applications in 2025, of which 130 were originated and 230 denied.
48.5% of all applications, or 57.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Carrington Mortgage Services originated in Mississippi in 2025 was 6.56%, against a statewide median of 6.75%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology