Premier Mortgage Resources in Utah vs the state
1.8%Denial rate-14.17 pts vs state
2.5%Decision denial rate-16.68 pts vs state
69.2%Origination rate+5.94 pts vs state
6.75%Median rate+0.13 pts vs state
0.59Rate spread (pts)+0.35 pts vs state
$93kMedian applicant income
193Loans originated
5Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0.0% | 7.50% | #324 |
| 2024 | 213 | 151 | 0.5% | 6.88% | #92 |
| 2025 | 279 | 193 | 1.8% | 6.75% | #83 |
What Premier Mortgage Resources lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carbon County | 120 | 87 | 2 | 1.7% |
| Iron County | 75 | 46 | 1 | 1.3% |
| Emery County | 15 | 12 | 0 | 0.0% |
| Salt Lake County | 15 | 11 | 0 | 0.0% |
| Weber County | 11 | 6 | 0 | 0.0% |
| Davis County | 9 | 4 | 2 | 22.2% |
| Utah County | 9 | 9 | 0 | 0.0% |
| Washington County | 8 | 7 | 0 | 0.0% |
| Cache County | 5 | 3 | 0 | 0.0% |
| Sanpete County | 3 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 279 applications in 2025, of which 193 were originated and 5 denied.
1.8% of all applications, or 2.5% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Premier Mortgage Resources originated in Utah in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology