Nationstar Mortgage in Utah vs the state
13.6%Denial rate-2.39 pts vs state
15.9%Decision denial rate-3.29 pts vs state
70.1%Origination rate+6.85 pts vs state
8.50%Median rate+1.88 pts vs state
2.83Rate spread (pts)+2.59 pts vs state
$111kMedian applicant income
914Loans originated
177Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 398 | 264 | 14.8% | 6.63% | #63 |
| 2024 | 910 | 638 | 13.1% | 8.50% | #33 |
| 2025 | 1,304 | 914 | 13.6% | 8.50% | #25 |
What Nationstar Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 432 | 308 | 70 | 16.2% |
| Utah County | 254 | 164 | 33 | 13.0% |
| Davis County | 137 | 98 | 15 | 10.9% |
| Weber County | 125 | 93 | 17 | 13.6% |
| Washington County | 90 | 57 | 11 | 12.2% |
| Tooele County | 54 | 39 | 7 | 13.0% |
| Cache County | 48 | 40 | 2 | 4.2% |
| Box Elder County | 42 | 32 | 5 | 11.9% |
| Uintah County | 17 | 9 | 4 | 23.5% |
| Iron County | 15 | 11 | 1 | 6.7% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 1,304 applications in 2025, of which 914 were originated and 177 denied.
13.6% of all applications, or 15.9% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Nationstar Mortgage originated in Utah in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology