Broker Solutions in Utah vs the state
8.7%Denial rate-7.29 pts vs state
16.2%Decision denial rate-2.96 pts vs state
42.6%Origination rate-20.69 pts vs state
6.75%Median rate+0.13 pts vs state
0.59Rate spread (pts)+0.35 pts vs state
$101kMedian applicant income
540Loans originated
110Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 868 | 446 | 6.5% | 6.88% | #28 |
| 2024 | 1,190 | 472 | 10.7% | 6.88% | #23 |
| 2025 | 1,269 | 540 | 8.7% | 6.75% | #26 |
What Broker Solutions lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 415 | 167 | 40 | 9.6% |
| Utah County | 188 | 86 | 9 | 4.8% |
| Davis County | 144 | 60 | 10 | 6.9% |
| Weber County | 143 | 72 | 15 | 10.5% |
| Washington County | 58 | 15 | 4 | 6.9% |
| Tooele County | 50 | 16 | 7 | 14.0% |
| Carbon County | 49 | 38 | 1 | 2.0% |
| Iron County | 34 | 12 | 5 | 14.7% |
| Box Elder County | 32 | 15 | 3 | 9.4% |
| Cache County | 28 | 15 | 1 | 3.6% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 1,269 applications in 2025, of which 540 were originated and 110 denied.
8.7% of all applications, or 16.2% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Broker Solutions originated in Utah in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology