CMG Mortgage in Utah vs the state
3.6%Denial rate-12.41 pts vs state
4.6%Decision denial rate-14.58 pts vs state
65.0%Origination rate+1.73 pts vs state
6.63%Median rate0.00 pts vs state
0.14Rate spread (pts)-0.10 pts vs state
$141kMedian applicant income
293Loans originated
16Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 132 | 7.8% | 6.75% | #89 |
| 2024 | 412 | 244 | 5.6% | 6.49% | #60 |
| 2025 | 451 | 293 | 3.6% | 6.63% | #61 |
What CMG Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 144 | 88 | 5 | 3.5% |
| Utah County | 73 | 54 | 2 | 2.7% |
| Washington County | 69 | 50 | 2 | 2.9% |
| Weber County | 42 | 25 | 4 | 9.5% |
| Davis County | 39 | 30 | 0 | 0.0% |
| Tooele County | 16 | 10 | 0 | 0.0% |
| Iron County | 11 | 8 | 1 | 9.1% |
| Wasatch County | 9 | 5 | 0 | 0.0% |
| Summit County | 7 | 5 | 2 | 28.6% |
| Cache County | 6 | 4 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 451 applications in 2025, of which 293 were originated and 16 denied.
3.6% of all applications, or 4.6% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans CMG Mortgage originated in Utah in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology