Paramount Residential Mortgage Group in Utah vs the state
3.7%Denial rate-12.28 pts vs state
5.4%Decision denial rate-13.83 pts vs state
65.0%Origination rate+1.72 pts vs state
6.38%Median rate-0.25 pts vs state
0.33Rate spread (pts)+0.09 pts vs state
$111kMedian applicant income
406Loans originated
23Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 441 | 262 | 6.4% | 7.25% | #59 |
| 2024 | 605 | 392 | 2.5% | 6.75% | #49 |
| 2025 | 625 | 406 | 3.7% | 6.38% | #51 |
What Paramount Residential Mortgage Group lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 194 | 121 | 11 | 5.7% |
| Utah County | 149 | 98 | 3 | 2.0% |
| Weber County | 67 | 43 | 2 | 3.0% |
| Tooele County | 56 | 44 | 0 | 0.0% |
| Davis County | 48 | 30 | 0 | 0.0% |
| Washington County | 22 | 11 | 2 | 9.1% |
| Cache County | 17 | 10 | 0 | 0.0% |
| Box Elder County | 15 | 11 | 0 | 0.0% |
| Wasatch County | 9 | 4 | 3 | 33.3% |
| Sanpete County | 7 | 6 | 1 | 14.3% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 625 applications in 2025, of which 406 were originated and 23 denied.
3.7% of all applications, or 5.4% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Paramount Residential Mortgage Group originated in Utah in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology