Security Home Mortgage, LLC. in Utah vs the state
1.4%Denial rate-14.60 pts vs state
1.5%Decision denial rate-17.68 pts vs state
87.0%Origination rate+23.77 pts vs state
6.50%Median rate-0.13 pts vs state
0.21Rate spread (pts)-0.03 pts vs state
$127kMedian applicant income
576Loans originated
9Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,146 | 603 | 2.0% | 6.63% | #21 |
| 2024 | 635 | 551 | 1.3% | 6.63% | #45 |
| 2025 | 662 | 576 | 1.4% | 6.50% | #46 |
What Security Home Mortgage, LLC. lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Security Home Mortgage, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Utah County | 354 | 312 | 6 | 1.7% |
| Salt Lake County | 125 | 102 | 1 | 0.8% |
| Washington County | 30 | 26 | 1 | 3.3% |
| Davis County | 29 | 26 | 0 | 0.0% |
| Weber County | 25 | 22 | 0 | 0.0% |
| Juab County | 16 | 15 | 0 | 0.0% |
| Sanpete County | 13 | 10 | 0 | 0.0% |
| Tooele County | 13 | 13 | 0 | 0.0% |
| Wasatch County | 11 | 7 | 0 | 0.0% |
| Summit County | 8 | 7 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 662 applications in 2025, of which 576 were originated and 9 denied.
1.4% of all applications, or 1.5% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Security Home Mortgage, LLC. originated in Utah in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Security Home Mortgage, LLC.'s own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology