My Move Mortgage in Utah vs the state
0.6%Denial rate-15.35 pts vs state
0.8%Decision denial rate-18.40 pts vs state
76.7%Origination rate+13.42 pts vs state
6.13%Median rate-0.50 pts vs state
-0.10Rate spread (pts)-0.33 pts vs state
$133kMedian applicant income
1,140Loans originated
9Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,094 | 784 | 0.3% | 6.38% | #23 |
| 2024 | 1,241 | 1,014 | 0.5% | 6.25% | #22 |
| 2025 | 1,487 | 1,140 | 0.6% | 6.13% | #21 |
What My Move Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most My Move Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 435 | 336 | 2 | 0.5% |
| Utah County | 417 | 336 | 0 | 0.0% |
| Davis County | 127 | 94 | 0 | 0.0% |
| Washington County | 126 | 93 | 1 | 0.8% |
| Weber County | 123 | 94 | 0 | 0.0% |
| Tooele County | 100 | 72 | 6 | 6.0% |
| Wasatch County | 60 | 45 | 0 | 0.0% |
| Summit County | 53 | 42 | 0 | 0.0% |
| Box Elder County | 17 | 9 | 0 | 0.0% |
| Cache County | 8 | 6 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 1,487 applications in 2025, of which 1,140 were originated and 9 denied.
0.6% of all applications, or 0.8% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans My Move Mortgage originated in Utah in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are My Move Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology