Loandepot.Com in Utah vs the state
18.9%Denial rate+2.90 pts vs state
22.7%Decision denial rate+3.54 pts vs state
62.7%Origination rate-0.55 pts vs state
6.63%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.20 pts vs state
$105kMedian applicant income
778Loans originated
234Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 470 | 230 | 27.7% | 6.38% | #56 |
| 2024 | 1,096 | 641 | 19.1% | 6.63% | #25 |
| 2025 | 1,241 | 778 | 18.9% | 6.63% | #27 |
What Loandepot.Com lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 360 | 212 | 78 | 21.7% |
| Utah County | 279 | 179 | 38 | 13.6% |
| Weber County | 128 | 93 | 17 | 13.3% |
| Tooele County | 117 | 89 | 13 | 11.1% |
| Davis County | 114 | 78 | 19 | 16.7% |
| Washington County | 69 | 45 | 10 | 14.5% |
| Box Elder County | 22 | 13 | 7 | 31.8% |
| Cache County | 21 | 9 | 7 | 33.3% |
| Iron County | 18 | 10 | 7 | 38.9% |
| Summit County | 18 | 6 | 7 | 38.9% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 1,241 applications in 2025, of which 778 were originated and 234 denied.
18.9% of all applications, or 22.7% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Loandepot.Com originated in Utah in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology