Sun West Mortgage Company in Colorado vs the state
11.0%Denial rate-4.63 pts vs state
13.1%Decision denial rate-6.53 pts vs state
57.3%Origination rate-2.77 pts vs state
6.00%Median rate-0.63 pts vs state
-0.04Rate spread (pts)-0.19 pts vs state
$111kMedian applicant income
229Loans originated
44Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 222 | 102 | 25.2% | 6.38% | #152 |
| 2024 | 384 | 194 | 17.5% | 5.88% | #114 |
| 2025 | 400 | 229 | 11.0% | 6.00% | #123 |
What Sun West Mortgage Company lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 83 | 44 | 8 | 9.6% |
| Arapahoe County | 59 | 37 | 7 | 11.9% |
| Adams County | 45 | 21 | 7 | 15.6% |
| Weld County | 34 | 19 | 3 | 8.8% |
| Denver County | 34 | 17 | 6 | 17.6% |
| Douglas County | 32 | 19 | 3 | 9.4% |
| Jefferson County | 31 | 18 | 1 | 3.2% |
| Pueblo County | 11 | 8 | 0 | 0.0% |
| Larimer County | 10 | 6 | 1 | 10.0% |
| Fremont County | 6 | 5 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 400 applications in 2025, of which 229 were originated and 44 denied.
11.0% of all applications, or 13.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Sun West Mortgage Company originated in Colorado in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology