Jet Homeloans in Colorado vs the state
4.1%Denial rate-11.56 pts vs state
7.2%Decision denial rate-12.43 pts vs state
51.5%Origination rate-8.48 pts vs state
4.99%Median rate-1.63 pts vs state
-0.86Rate spread (pts)-1.01 pts vs state
$132kMedian applicant income
317Loans originated
25Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 338 | 244 | 1.5% | 6.31% | #120 |
| 2024 | 297 | 252 | 1.4% | 6.13% | #130 |
| 2025 | 615 | 317 | 4.1% | 4.99% | #92 |
What Jet Homeloans lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Jet Homeloans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Larimer County | 206 | 112 | 5 | 2.4% |
| Boulder County | 96 | 45 | 2 | 2.1% |
| Broomfield County | 85 | 46 | 3 | 3.5% |
| Jefferson County | 65 | 34 | 5 | 7.7% |
| Douglas County | 62 | 35 | 1 | 1.6% |
| Adams County | 49 | 26 | 4 | 8.2% |
| Arapahoe County | 41 | 16 | 4 | 9.8% |
| Elbert County | 8 | 3 | 1 | 12.5% |
| Denver County | 2 | 0 | 0 | 0.0% |
| Mesa County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 615 applications in 2025, of which 317 were originated and 25 denied.
4.1% of all applications, or 7.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Jet Homeloans originated in Colorado in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Jet Homeloans's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology