CMG Mortgage · Colorado · 2025

CMG Mortgage in Colorado: approval rate, denial rate and rates (2025)

CMG Mortgage took 2,947 mortgage applications in Colorado in 2025, ranking #23 of 1,114 lenders active in the state. It originated 65.5% of them and denied 3.2% (4.1% of the applications it decided), against a statewide denial rate of 15.6%.

2.9kApplicationsin CO
4.1%Decision denial ratestate 19.7%
6.50%Median ratestate 6.63%
$455,000Median loanstate $325,000
$930MVolume45 counties

CMG Mortgage in Colorado vs the state

3.2%Denial rate-12.47 pts vs state
4.1%Decision denial rate-15.55 pts vs state
65.5%Origination rate+5.47 pts vs state
6.50%Median rate-0.13 pts vs state
0.06Rate spread (pts)-0.09 pts vs state
$150kMedian applicant income
1,930Loans originated
93Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,1191,4564.3%6.50%#25
20241,8261,2283.3%6.75%#30
20252,9471,9303.2%6.50%#23

What CMG Mortgage lends in Colorado

By loan purpose

Home purchase 1,823 62% · 2.5% denied
Refinance 711 24% · 2.7% denied
Cash-out refinance 359 12% · 7.0% denied
Home improvement 6 0% · 0.0% denied
Other / HELOC 48 2% · 6.3% denied

By loan type

Conventional 2,226 76% · 3.1% denied
FHA 330 11% · 3.6% denied
VA 294 10% · 1.7% denied
USDA / RHS 97 3% · 7.2% denied

Why it denied Colorado applicants

Debt-to-income ratio 30 32%
Other 17 18%
Unverifiable information 15 16%
Collateral 12 13%
Credit history 12 13%
Incomplete application 3 3%
Insufficient cash 3 3%
Employment history 1 1%

Where in Colorado

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 3862896 1.6%
Boulder County 31620410 3.2%
El Paso County 31320617 5.4%
Denver County 3052039 3.0%
Adams County 2771849 3.2%
Weld County 2701958 3.0%
Arapahoe County 2481658 3.2%
Larimer County 22413910 4.5%
Douglas County 1881143 1.6%
Broomfield County 52320 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 2,947 applications in 2025, of which 1,930 were originated and 93 denied.

3.2% of all applications, or 4.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans CMG Mortgage originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology