Broker Solutions · Colorado · 2025

Broker Solutions in Colorado: approval rate, denial rate and rates (2025)

Broker Solutions took 3,025 mortgage applications in Colorado in 2025, ranking #21 of 1,114 lenders active in the state. It originated 51.3% of them and denied 6.0% (10.2% of the applications it decided), against a statewide denial rate of 15.6%.

3.0kApplicationsin CO
10.2%Decision denial ratestate 19.7%
6.63%Median ratestate 6.63%
$325,000Median loanstate $325,000
$532MVolume59 counties

Broker Solutions in Colorado vs the state

6.0%Denial rate-9.65 pts vs state
10.2%Decision denial rate-9.42 pts vs state
51.3%Origination rate-8.75 pts vs state
6.63%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.23 pts vs state
$113kMedian applicant income
1,551Loans originated
181Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,2331,3345.4%6.75%#23
20242,8231,4168.4%6.88%#19
20253,0251,5516.0%6.63%#21

What Broker Solutions lends in Colorado

By loan purpose

Home purchase 1,412 47% · 1.3% denied
Refinance 429 14% · 5.6% denied
Cash-out refinance 812 27% · 7.1% denied
Home improvement 120 4% · 16.7% denied
Other / HELOC 252 8% · 24.2% denied

By loan type

Conventional 1,869 62% · 4.9% denied
FHA 908 30% · 8.5% denied
VA 246 8% · 4.9% denied
USDA / RHS 2 0% · 0.0% denied

Why it denied Colorado applicants

Credit history 91 50%
Debt-to-income ratio 28 15%
Collateral 22 12%
Other 18 10%
Incomplete application 18 10%
Insufficient cash 2 1%
Employment history 1 1%
Unverifiable information 1 1%

Where in Colorado

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Adams County 35419719 5.4%
El Paso County 33515330 9.0%
Arapahoe County 33117617 5.1%
Jefferson County 29115119 6.5%
Denver County 28815513 4.5%
Weld County 2311167 3.0%
Douglas County 22914412 5.2%
Larimer County 115577 6.1%
Pueblo County 106407 6.6%
Mesa County 103557 6.8%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 3,025 applications in 2025, of which 1,551 were originated and 181 denied.

6.0% of all applications, or 10.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Broker Solutions originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology