Mortgage Solutions of Colorado in Colorado vs the state
3.8%Denial rate-11.88 pts vs state
4.7%Decision denial rate-14.95 pts vs state
66.1%Origination rate+6.07 pts vs state
6.50%Median rate-0.13 pts vs state
0.15Rate spread (pts)0.00 pts vs state
$97kMedian applicant income
423Loans originated
24Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 963 | 650 | 3.3% | 6.50% | #62 |
| 2024 | 817 | 504 | 3.3% | 6.25% | #65 |
| 2025 | 640 | 423 | 3.8% | 6.50% | #88 |
What Mortgage Solutions of Colorado lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 296 | 219 | 8 | 2.7% |
| Pueblo County | 129 | 79 | 5 | 3.9% |
| Mesa County | 20 | 9 | 2 | 10.0% |
| Adams County | 16 | 8 | 0 | 0.0% |
| Weld County | 15 | 8 | 0 | 0.0% |
| Delta County | 15 | 10 | 1 | 6.7% |
| Otero County | 14 | 13 | 0 | 0.0% |
| Montrose County | 13 | 10 | 1 | 7.7% |
| Arapahoe County | 13 | 8 | 0 | 0.0% |
| Denver County | 11 | 5 | 1 | 9.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 640 applications in 2025, of which 423 were originated and 24 denied.
3.8% of all applications, or 4.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Mortgage Solutions of Colorado originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology