Fairway Independent Mortgage in Colorado vs the state
5.1%Denial rate-10.57 pts vs state
6.7%Decision denial rate-12.95 pts vs state
69.6%Origination rate+9.61 pts vs state
6.63%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.20 pts vs state
$119kMedian applicant income
2,297Loans originated
167Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,408 | 3,242 | 3.8% | 6.75% | #9 |
| 2024 | 3,509 | 2,605 | 4.3% | 6.75% | #12 |
| 2025 | 3,299 | 2,297 | 5.1% | 6.63% | #17 |
What Fairway Independent Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 414 | 299 | 9 | 2.2% |
| Mesa County | 382 | 278 | 18 | 4.7% |
| Arapahoe County | 353 | 249 | 24 | 6.8% |
| Jefferson County | 298 | 206 | 11 | 3.7% |
| Denver County | 296 | 198 | 23 | 7.8% |
| Adams County | 259 | 182 | 12 | 4.6% |
| Weld County | 250 | 178 | 6 | 2.4% |
| Larimer County | 226 | 145 | 13 | 5.8% |
| Douglas County | 204 | 141 | 9 | 4.4% |
| Boulder County | 98 | 68 | 3 | 3.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 3,299 applications in 2025, of which 2,297 were originated and 167 denied.
5.1% of all applications, or 6.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Fairway Independent Mortgage originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology